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How To Cut Stress Like President Obama and Steve Jobs

Posted by in Budgeting, Communication

One of the best things Andrea and I have done for our relationship (and that I’ve also been doing more and more of personally) is learning how to make decisions before they need to be made. It’s something we’ve picked up looking at highly effective, world-class performers like President Obama and Steve Jobs. Republican vs Democrat and Apple vs Android debates aside, these guys reached the top of their game and credited their ability to make decisions ahead of time with getting and keeping them there. Here’s one, just one, example of…read more

A Word of Warning

Posted by in Communication

I’ve put out some pretty nerdy posts lately, a lot of you have loved them. This tells me you’re pretty nerdy, too.You’ve written to me saying how easy I’ve made things and how you now have hope and feel empowered to pay down your debt, build an emergency fund, or whatever else you want. That’s awesome! I’m happy for you and glad I could help.But…If you’re in a relationship…if you’re on this journey with someone else, be careful! Odds are they’re not as nerdy as you. They’re not as excited as…read more

How to Emergency-Proof Your Life

Posted by in Budgeting, Saving, Tools

One Friday a few weeks ago Andrea and I decided to go for a couple’s massage. While waiting in the “Tranquility Room,” a massage-y way of saying waiting room, I couldn’t help but overhear the conversation another couple was having. Maybe it was my brief stint doing Intelligence work for the US government and the CIA guys I knew rubbing off on me, but I just couldn’t tune this couple out. As best as I could figure, the boyfriend/husband had just lost his job or something right before coming in…read more

How we paid off $62,000 in 7 months

Posted by in Budgeting, Communication, Debt

Shortly after we got married, Andrea and I got serious about our finances and paid off all our debt. It only took us 7 months.While I’ve previously shared the method Andrea and I used to pay off all our debts, knowing what to do, and even how, isn’t always enough.  Sometimes we need to believe something is possible before we even try.Sometimes we need to know someone else has blazed a trail and succeeded, meaning it’s possible for us, too.Sometimes, we need hope.So in case this is one of those…read more

The Best Way To Pay Off All Your Debt

Posted by in Budgeting, Debt, Tools

When Andrea and I first got married we paid off $62,000 in debt in 7 months.Right here, right now I’m going to walk you through how we did it and you’ll soon realize you can do it, too. You’re going to get EVERYTHING you need to get a grip on your finances and break free from your debts.What would you do if you had an extra $100, $500, or even $1,000+ each month that you DIDN’T have to handover to Sallie Mae or Visa? How much less stress would you…read more

1 Phrase to Help Stop Fights Before They Start

Posted by in Communication

Some people, cough:mywife:cough, say I suffer from a condition called Resting Jerk-Face.Maybe you call it something different, but I’m sure you or someone you know also “suffers” from Resting Jerk Face (RJF). Know anyone who’s face naturally defaults to an angry or annoyed look? Yup, RJF.They can be witnessing a double-rainbow or at a friend’s birthday party and they’ll just look…mad. Check out those photos. I know I’m totally happy and content in them, but you’d never know by looking at me. I look like any second I’m going to…read more

Answer 1 Question To Find Focus For Your Finances

Posted by in Budgeting, Communication, Debt, Giving, Investing, Saving, Spending, Tools

Andrea and I just got back from a wonderful, much needed vacation. It wasn’t the most relaxing trip, though if I’m honest. There were no drinks with umbrellas in them, cabana boys, or even cabanas. And we certainly didn’t catch up on sleep. Instead, we kicked off the trip by waking up at 3am.Normally, I don’t like waking up early. Even though I’ve been getting up before the buttcrack of dawn for over a decade, it’s still a struggle. Most days the snooze button is my friend. But not this…read more

Personal Finance is Personal: A tale of two bags

Posted by in Communication, Spending

 This September will mark 10 years Andrea and I have known each other. We’ve seen a lot, been through a lot, and done a lot together in that time. So it takes a lot to phase us or surprise us. A few weeks ago, though, something strange happened that caught us both off guard. Without talking about it or coordinating we both bought $300 bags!I figure you’re having one of two reactions. “Oooo, what kind of bag? Tell me more, tell me more, tell me more!” or “What kind of…read more

What I learned getting lost in Singapore

Posted by in Budgeting, Communication, Tools

Back in the summer of 2006 I spent a few days visiting Singapore, a beautiful, modern city-sized country in southeast Asia. One day, I was wandering around the Little India neighborhood with some friends. It was getting late and we wanted to head back to where we were staying. But first, we wanted to visit a store we’d seen earlier in the day. There was only one problem. We remembered where the store was, but soon realized we had no idea where we were. Not my finest moment.  😳 We were hopelessly…read more

How I made my wife cry on our honeymoon

Posted by in Communication

True story. I made my wife cry on our honeymoon. And I’m not talking about happy tears. No, those came four days earlier when we exchanged our vows. But sad tears. Scared tears. Trembling with fear, snot-pouring-out-of-her-nose tears.I didn’t mean to. Lord knows I didn’t want to. All I ever wanted was to be a good husband. But there she was, my beautiful bride, bawling her eyes out. And it felt like my fault.So what happened?Without even realizing it I hit a nerve. We talked about money.I know what you’re…read more